What we do
MoneyKey offers short-term credit products to consumers via a safe and secure online platform. We also offer credit services for unaffiliated third-party lenders in certain states*.
MoneyKey is a member of the Community Financial Service Association of America (CFSA) and the Online Lender’s Alliance (OLA). As a state licensed lender, MoneyKey only provides services in states where we have authority to operate as a Lender, CSO or CAB.
* MoneyKey is licensed as a credit services organization (CSO) and credit access business (CAB) in the states of Ohio and Texas, respectively.
We are all about simplification and convenience
We understand that access to cash can sometimes be difficult. At times, borrowing funds from a bank or obtaining credit can be time consuming. Our goal is to provide you with a simple and convenient process to access the cash you need when you need it.
Why Choose MoneyKey over Other Online Lenders
MoneyKey aims to remove the complexity that consumers often experience when trying to borrow money. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. Our team can be reached by phone, email or online chat for any follow up questions. MoneyKey understands that taking out a loan is a serious and often daunting task and we are here to help you every step of the way.
MoneyKey works fast to get you the money you need – as early as the following business day*.
MoneyKey is a state licensed online lender, in the states of Alabama, California, Delaware, Illinois, Kansas, Maryland**, Mississippi, Missouri, New Mexico, South Dakota**, Utah. MoneyKey complies with all federal and state laws and respects the rights of its customers. In its capacity as a CSO and CAB, MoneyKey works with unaffiliated third-party lenders in Ohio and Texas, respectively.
MoneyKey is committed to Responsible Lending.
MoneyKey services several states across the US and offers installment loans, payday loans and lines of credit depending on your state of residence. The application process is simple and, if approved, you can have the funds deposited into your account as early as the next business day.
MoneyKey-arranged and MoneyKey installment loans are short-term credit products that are paid back over a set number of payments. Fees and interest rates vary by state. You do not need impeccable credit to be eligible to qualify but there are specific criteria that you must meet to be approved. When considering an installment loan, payday loan or line of credit with MoneyKey, it’s important to carefully review how the products work.
Applying for a loan or line of credit with MoneyKey is easy. Just complete our simple online application to find out if you qualify, or if you prefer, call us at 1-866-255-1668 to apply over the phone.
If your application qualifies you for a loan or line of credit, you’ll be asked to review and sign a loan agreement which details the terms of the product for which you have applied, as well as all fees and interest chargeable to you under the agreement.
1. Be 18 years of age or older
2. Be a US citizen or Permanent Resident
3. Reside in the state in which the product is offered
4. Have a active bank account
5. Have a regular source of income
6. Have a valid contact number and an active email address
Once you’ve signed your agreement and sent it back to us, we will need to speak with you to verify your application details. We may also require additional third party verification: (i) from your bank; (ii) of your employment; and (iii) of your income details, before your loan or line of credit can be approved.
Min Loan Amount $200
Max. Loan Amount $1,000 (unless otherwise stated)
Loan Term Varies by state
Costs Varies by state of residency
Monday – Friday: 8:00 am – 12:00 am EST
Saturday – Sunday: 10:00 am – 6:00 pm EST
3422 Old Capitol Trail Suite 1613
Wilmington, DE 19808