Cashback Loans

Overview

Cashback Loans was founded for the purpose of serving Southern California residents. We opened our first two locations in 2003 and have now grown to 29 convenient locations. We are dedicated to providing our Southern California clients with quick, efficient loans and only the best customer service. We care for our customers and we want them to feel comfortable in our bright, open, and inviting stores. We are open 7 days a week and we have extended hours for your convenience and peace of mind.

We Provide Streamlined Financial Services
Cashback is licensed and examined by the Department of Corporations, permitted by the Department of Justice, and operates under California law. Cashback is engaged in acquiring, establishing and operating stores that provide streamlined financial services including deferred deposits, check cashing, wire transfers, money orders, and other related services. We pride ourselves on our quick loan approvals. We have worked on our online application process so that the process is even faster. For many of our services, you may not even need to come into our stores.

We’re Here to Serve
We serve people from all kinds of lifestyles. Fortunately, there is no “typical” Payday Advance or loan customer, as they come from a wide variety of economic, social and ethnic backgrounds. We know that it can sometimes be intimidating to ask or to apply for a loan, which is why we have trained our staff members to be friendly and welcoming.

Your Privacy Matters
Furthermore, we are a direct lender. These days, far too many payday companies will simply sell your information to third party lenders, leaving you with dozens of loan options from random solicitors. We do not sell your information or give it out to any other company or entity. When you apply for a loan from Cashback Loans, you will hear back from only dedicated Cashback employees.

Loan Features

Whether you want to settle debt, pay for a vacation, or tend to an unexpected bill, Cashback Loans can help!

Payday Loans
Make any day a payday with a quick and confidential cash advance from Cashback Loans. You can have cash in your hand in as 15 minutes. Want to apply from the comfort of your home? We offer online funding with money transferred to your account by 3:00 pm.

Signature Loans
In just 60 seconds, you can prequalify for a Signature Loan. The Prequalification Tool will let you know for how much you qualify – without affecting your credit score. When you need more money than a payday loan can provide, a Signature Loan may be a great option for you.

Vehicle Title Loans
If you own your vehicle, you’re on your way to a Title Loan! Designed for borrowers with all types of credit, our vehicle title loan uses your car as your collateral. We’ll match your rate with your credit profile to help you qualify for $2510 to $50,00 in cash. The better your credit, the lower your rate.

Application Process

We offer a 24/7 application process online, or you can visit any of our 29 Southern California locations. We’re your source for fast, friendly, solution-oriented lending. We work with you through every part of the loan process to make sure you’re provided with the options to meet your financial needs.

What Do I Need To Get a Payday Loan in California?
Open and Active Checking account
Verifiable, steady source of income (i.e. pay stub)
Valid government-issued ID (i.e. Driver’s License)

Our friendly customer service staff is available at one of our convenient locations throughout Southern California, online, or by phone to help you get the emergency cash you need today.

What Do I Need to Get a Vehicle Title Loan in California?
Vehicle in driving condition
Clear car title
Proof of insurance
Valid driver’s license
Verifiable, steady source of income
Open and active checking account
Proof of address
At least 18 years of age

What Do I Need to Get a Signature Loan?
Open and active checking account
Verifiable, steady source of income
Valid government issued identification
At least 18 years old

Repayment Terms

The following is a typical Signature Loan’s rates & fees:

There are no application fees.
A $75 administration fee is charged on all funded loans.
Interest is calculated as Simple Interest based on the unpaid principal balance of the loan.
Loan terms range from 12 to 36 months.
Loan amounts range from $2510 to $3600. If you’d like a loan for $3600 or more, please see our Vehicle Title Loan section and consider applying for that loan.

Vehicle Title Loan’s rates & fees:

There is a $75 administration fee and a $15 DMV fee once the loan is funded.
Loans over $5,000 may have an additional 10% prepaid interest fee, based on your credit score.
Applying is free and we have no hidden fees.
Interest is calculated as Simple Interest based on the unpaid principal balance of the loan.
The term of a vehicle title loan is 12 to 36 months.
Loans range from $2510 to $50,000. Amounts requested outside of this range cannot be considered.

Payday Loan Rates & Fee Schedule
The following is the fee schedule for a typical, 14-day payday loan.
Loan Amount $100.00
Fee Deducted $15.00
Net Proceeds $85.00
Annual Percentage Rate 460%

Loan Amount $150.00
Fee Deducted $22.50
Net Proceeds $127.50
Annual Percentage Rate 460%

Customer Support

PO Box 6090
La Quinta CA 92253

(866) 670-8360
info@cashbackloans.com

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